Our workers compensation clients include insurance companies, including fronting carriers, individual and group self-insureds, brokers, captive management companies, TPA's, auditors, safety/loss control firms, attorneys, and insurance departments.

We provide a wide variety of actuarial and risk management services to our clients. These services include:

• Reserve Analyses
• Insurance Companies
• Statements of Actuarial Opinion
• Audit Support
• Indicated IBNR Accruals
• Individual Self-Insureds
• Group Captives and Group Self-Insureds
• Cost Allocation Studies
• Ratemaking/Funding studies
• Loss Cost Projections
• Rate Level Indications
• Classification Relativities
• Member Specific Rates
• Large Account Pricing Models
• Competitive Analysis
• Rate Filings
• Captive and Self-Insured Feasibility Studies
• Product Development
• Dividend Plans
• Independent Class Rates
• Large Deductible Programs
• Managed Care Programs
• Incorporation of New Rating Variables
• Benchmarking Studies for Insurers and Captives
• Analysis of Retention Levels and Reinsurance Coverage
• Legislative Costing
• Operational Reviews
• Underwriting Audits
• Claims Audits
• Targeted Profitability Analysis
• Class Experience
• State/Territorial Analysis
• Experience and Schedule Rating Plan Effectiveness