|
|
|
Dynamic Financial Analysis
|
Dynamic
Financial Analysis is the study of the different risks associated
with the operation of any company (insurance, banking, manufacturing,
etc.). Those risks include (but are not limited to) fluctuations
in interest rates, inflation rates, frequency of loss, severity
of loss, catastrophic events, expenses, and price elasticity.
At Pinnacle we believe in bringing state of the art techniques
to modeling the risk of your company as well as developing
unique solutions to your business risk. The following represents
a sampling of questions we can help you answer using DFA:
Q: What are the risks associated with your growth goals?
Q: Do different states/markets, different products,
and different competitive situations change your risk make-up?
Q: What is the optimal reinsurance structure for your
company (group) considering all lines of business?
Q: What are the risk/reward trade-offs associated with
different reinsurance programs?
Q: What is the most efficient use of capital?
Q:How should capital be allocated between companies
or lines of business of a group to measure performance?
Q: When should dividends be declared?
Q:How can you better communicate with external agencies
the risks associated with your business?
Pinnacle Actuarial Resources has also developed an educational DFA model, DynaMo™
that is available for downloading at no cost. It is designed
around a property casualty insurance company and is intended
to be a starting point for individuals to learn DFA.
Download DynaMo
Back to Services/Products page
|
|
|
|
